How can I make sure I'm applying what I'm learning in Bible study?

Cindy was in the Bible study I led for three years. She always answered the questions and participated in the discussion. She accumulated a lot of knowledge, but her life never changed.

I have puzzled a lot over people like Cindy. I've met quite a few over the years. It seems that some people never move beyond head knowledge to heart knowledge. There are numerous reasons for this; I've listed three below. Evaluate which of these could problems in your Bible study. To read more, click here.